When you need money, especially when you don’t have your retirement fund, you can sell your house and there will be many people queuing to buy your house. selling your house should be your last option because there are many loan that you can get. If you sell your house, you will have no more places to sleep unless you have relatives that can help you. to get money, you don’t need to sell your house. If you are still having income, you can put your house into a security and then get loan.
If you don’t have any income every month, you can still get money by 
applying reverse mortgage. The reverse mortgage will get you a lot of money and you are still able to use your house to live. The reverse mortgage is like selling your house but you can keep it until you are died.
Using this mortgage you don’t need to pay monthly payment for the loan. And as long as you pay the tax for the house, the loan is still valid and your house will not be taken away. Therefore, if you are too old to work, it is better for you to get the reverse mortgage.
